In Partnership with

The Smart Way to Borrow

Seamless online experience

Download and apply in 5 minutes. Our end-to-end digital solution means no paperwork or lengthy processes!

Funding in 30 minutes!*

Our proprietary credit-scoring technology gives you an instant loan decision. Cash is disbursed in less than 24hrs.

*Minimum disbursement time.

Low interest rates

We have the most affordable rates (non-bank) in the market.

Safely manage loans

We use global industry standard security and encryption. We never release user data to third parties.

Transparent

No hidden penalties, no hidden fees, no rollovers. Loan sizes increase with successful repayment.

How to Borrow

Log in with your mobile number.
Complete your profile.
Choose your loan amount and payment terms.
Wait for your loan approval.
Receive your money in 30 minutes!*

*Cashalo minimum disbursement time.Average is 1 day or less. Processing times may vary per user.

Log in with your mobile number.
Complete your profile.
Choose your loan amount and payment terms.
Wait for your loan approval.
Receive your money in 30 minutes!*

*Cashalo minimum disbursement time. Average is 1 day or less. Processing times may vary per user.

How to Repay?

Robinsons Bank or Online Banking
Over-the-counter via Dragon-pay
Robinsons Bank or Online Banking
Over-the-counter via Dragon-pay

Questions? We’re Here to Help.

How can I apply for a loan?
It’s easy and done entirely online! Just download the Cashalo app, register for an account using your mobile number and complete your profile with correct work information and your nominated bank account.
What are the requirements for loan application?
We need only a few things before you apply for a loan: personal information (government-issued ID and proof of billing), work information (work ID and payslip), and your bank account details.
How will I receive my loan?
Cashalo will deposit your loan directly to your nominated bank account.
Where can I repay my loan?
You can pay directly through any Robinsons Department Stores, ECPAY / 7-Eleven outlets, or via Cashalo App using Robinsons Online Banking or Dragonpay. We’re working extra hard to provide more payment channels, so stay tuned!
How much is the interest rate?
We strive to give you the most competitive rates in the market! Our fixed monthly interest rate is only 4.95%.

More Questions? Visit FAQ.

Here's what Cashalo users are saying about us!