How Much Does It Cost to Have a Baby in the Philippines?

Being gifted with a child is one of the best experiences you’ll ever have. That tiny, fragile human being brings joy to the entire family and inspires you to work hard so that you can support all your baby’s needs. If you want to give the best to your newborn, then you have to be financially prepared for this exciting phase in your family life. That includes making projections about the costs you might incur before, during, and after the birth of your baby.

Here’s a list of expenses you should be ready for when you’re expecting a baby or planning to have one soon.

1. Prenatal checkups (P500 per visit)

Prenatal checkups are the monthly visits that expectant mothers undergo at a hospital or clinic to make sure that she and the baby she’s carrying are both healthy. The first trimester is crucial. So, make sure to follow through with your prenatal checkup once-a-month, or as prescribed by your physician.

As your term progresses to the eighth month, your doctor might require you to come for consultation visits to as often as every two weeks. Finally, on the month of your due date, the interval of your prenatal checkups may become closer at once a week. All in all, you need about 10 to 12 consultation visits with an OB-GYN for the whole duration of your pregnancy.

Since prenatal checkups are not usually covered by your health insurance or health maintenance organization (HMO), you’ll have to shoulder the consultation fee of approximately P500 per visit.

2. Ultrasound and scans (starts at P500)

Ideally, you should undergo an ultrasound during the first trimester to confirm the pregnancy. Then, as you reach weeks 18 to 20, you should also have the Congenital Anomaly Scan (CAS), which helps check if your baby is developing normally. Through the CAS, you’ll also be able to confirm your due date. Finally, on your last trimester, your doctor might request another ultrasound as a final check on your and your baby’s condition.

A standard ultrasound can cost you P500 or up, but the CAS is more expensive, starting at P1,600.

3. Delivery (Free to P80,000 up)

Even if you intend to give birth through normal delivery, you might need an emergency C-section procedure in case your labor fails to progress or when there are other risks to you or the baby.

The rates of delivery packages vary from hospital to hospital. You can expect higher fees from a private hospital compared to a public hospital since the former offers more room types. With a public or government-owned hospital, there’s the possibility that you won’t have to pay any fees.

Here’s a breakdown of your possible expenses during labor or delivery:

  • Normal delivery, public hospital: If not free, P2,000 to P24,000
  • Normal delivery, private hospital: P30,000 up
  • C-section, private hospital: P80,000 up

4. Postnatal checkups (P500 per visit)

After giving birth, you should bring your baby to postnatal checkups within a month. This can continue for a couple more months after your baby’s birth.

During these visits, your doctor will be advising you on how you can regain your strength and improve your overall health condition as you take care of your baby. The doctor will also need to check if your baby is healthy and growing well.

As in the prenatal stage, checkups done post-birth can start at P500 per visit.

5. Vaccinations (starts at P2,500 each)

Infants need to be vaccinated to strengthen their immune system and prevent them from acquiring certain communicable diseases. Here’s a list of the recommended vaccines for your newborn. Remember to consult with your baby’s pediatrician before every shot.

  • Bacille Calmette-Guérin vaccine (BCG)
  • Hepatitis B vaccine (HBV)
  • DTwP-Hib-Hep B vaccine
  • Polio vaccine
  • Pneumococcal conjugate vaccine (PCV)
  • Haemophilus influenzae type B (HiB) meningitis vaccine
  • Rotavirus vaccine
  • Varicella vaccine
  • Measles-Mumps-Rubella vaccine (MMR)
  • Tetanus-Diptheria vaccine (Td)
  • Human Papillomavirus Vaccine (HPV)

If there’s a local health center in your neighborhood, it’s possible that you can have your baby immunized for free. Otherwise, you’ll need to pay for your child’s vaccinations, which start at P2,500 each.

6. Vitamins and supplements (around P2,000 or more)

A pediatrician may prescribe certain vitamins and supplements for your baby, such as iron, Vitamin B12, Vitamin C and Vitamin D, among others, to help them grow and develop. Prices will vary depending on your brand choice, with generic brands costing less. Expenses for vitamins and supplements for the first few months until your baby reaches his or her first year can be at around P2,000 or more.

7. Baby essentials (around P200,000 during the first year)

Baby essentials pertain to the everyday items you need to care for your baby, including a crib, a stroller, diapers, clothes, feeding bottles, and so many more. Each of these items can quickly add to your list of expenses. One way of saving money in this area is to request for hand-me-downs from someone in your family or circle of friends.

Based on current prices, you might have to set aside up to P200,000 for baby essentials during the first year of your child.

8. Food (around P2,000 per month)

Your baby’s food will mainly comprise of milk until he or she is ready to eat semi-solid food by the sixth month of infancy. During the time that your baby consumes milk, you’ll be spending a minimum of P500 for almost 1 kilogram of milk formula. This can last for about a week, which means it will cost you more or less P2,000 for a month’s supply of milk for your baby.

On the other hand, you may choose to breastfeed your newborn to save on feeding expenses. You can also alternate breastfeeding and milk formula.


Final Words

Honestly speaking, having a baby can be very expensive, especially if you’re not financially prepared for it. Baby expenses can pile up quickly, so you should always have a contingency plan just in case you run out of money. Thankfully, you can loan cash in minutes in the Philippines from Cashalo. You can conveniently use the Cashalo app from your mobile device to get extra funds for your baby’s expenses without going through a lengthy loan application process.